Denied. Underpaid. We Fix That. Claim The Max.
Insurance companies are trained to pay you less. We make sure they don't. Our licensed public adjusters fight on your behalf — maximizing every Florida property insurance claim with zero upfront cost.
Select your damage type to get started
A licensed adjuster will call you within 24 hours
You're All Set!
A licensed Florida public adjuster will call you within 24 hours. Get ready — most homeowners we help receive significantly more than their original offer.
📞 Call Now to Talk ImmediatelyInsurance Companies Are NOT on Your Side
When you file a claim, the insurer sends their own adjuster — trained to minimize what you receive. Most homeowners leave thousands of dollars on the table. Don't be one of them.
Your Claim Was Denied
A denial isn't the end — it's the beginning of our work. We challenge denials with independent documentation and policy analysis. Many denials are successfully reversed.
Your Settlement Is Too Low
Insurers use below-market pricing and excessive depreciation to slash payouts. We prepare independent estimates at real Florida market rates — and we fight until you're paid fairly.
Your Claim Is Being Delayed
Delay is a tactic. Florida law requires a response within 14 days and a decision within 90. We hold insurers accountable and keep your claim moving — every day matters.
Most homeowners leave money on the table. Don't be one of them.
Free claim review · No Recovery, No Fee · Response within 24 hours
We Handle Everything. You Collect More.
Three steps. Zero upfront cost. We fight the insurance company so you don't have to.
Free Claim Inspection
We come to your property, document every inch of damage the insurer missed, and review your entire policy — at zero cost to you.
We Fight Your Claim
We handle every call, email, negotiation, and document. Our licensed adjusters build the strongest possible case against the insurer's lowball tactics.
You Get the Maximum
We don't stop until you receive the full settlement your policy entitles you to. No Recovery, No Fee — if we don't win more for you, you owe us nothing.
What We've Won for Florida Homeowners
These aren't exceptions — this is what happens when a licensed public adjuster fights on your behalf.
Your first check doesn't have to be your last.
No Recovery, No Fee · Free inspection · Florida statewide
Every Claim Type. Every Florida Property.
If your property was damaged and your insurance company isn't paying what you're owed, we can help — regardless of claim type.
Hurricane & Wind Damage
Florida's most common and most disputed claim type. We know every tactic insurers use — and how to beat them.
Water Damage
Burst pipes, plumbing failures, flooding. The most underpaid claim in Florida. We document everything.
Roof Damage
Denied for wear and tear? We challenge every unjustified denial and fight for full replacement when warranted.
Mold Damage
We connect mold to its covered source and fight for full remediation, structural repair, and living expenses.
Fire & Smoke Damage
Structural, smoke, soot, water from firefighting — we capture every dollar of your fire damage claim.
Denied & Underpaid Claims
A denial or low offer is not the final word. We specialize in reversals and supplements across all claim types.
We Don't Get Paid Unless You Do.
That's not just a slogan — it's the foundation of everything we do. When your success is our paycheck, our interests are perfectly aligned. We fight harder because we have to.
No Recovery, No Fee — Period
Zero upfront cost. Our fee is a percentage of the additional settlement we recover. If we don't win more for you, you owe nothing.
We Work for You — Not the Insurer
Unlike the insurance company's adjuster, our only client is you. We have one job: get you the maximum settlement.
Expert Florida Insurance Knowledge
We know Florida insurance law, local property values, and every tactic insurers use to minimize claims in this state.
We Handle Everything
Every call, email, negotiation, and document. You don't deal with the insurance company at all — we take that off your plate entirely.
Denial Reversals Are Our Specialty
Many homeowners accept denials as final. We don't. We challenge every unjustified denial with documentation and evidence.
NO RECOVERY. NO FEE.
We don't get paid unless you get paid more.
Everything You're Wondering About.
Straight answers. No runaround. If your question isn't here, call us directly at (866) 629-7297.
A public adjuster works exclusively for you — the policyholder — not the insurance company. We inspect your property, document every item of damage, review your full policy, and negotiate with your insurer to maximize your settlement. The insurance company has their adjuster. We are yours.
You pay nothing upfront. Our fee is a percentage of the final settlement we recover for you — only if we recover more than you were originally offered. If we don't increase your payout, you owe us zero. Your risk is literally nothing.
Probably not — but time matters. Florida law sets specific deadlines for challenging denials. In most cases we can review your denial letter, challenge the insurer's basis, and build a strong appeal. Many of our best results come from denied claims that homeowners had given up on. Call us today.
According to Florida's own government research (OPPAGA), homeowners with public adjusters received settlements averaging 747% higher than those without representation — $17,187 vs $2,029 on average. Our real client results show similar patterns: from 200% to over 500% above the insurer's original offer.
Ideally before. Getting us involved before the insurance company's inspection allows us to establish strong documentation from the start. However, we can help at any stage — before filing, after a low offer, or even after a denial.
In many cases, yes. If additional damage was discovered, if the original settlement was insufficient, or if repairs have revealed deeper issues, we may be able to file a supplemental claim. Time limits apply — contact us promptly for a free review of your specific situation.
All 67 Florida counties. We serve Miami, Fort Lauderdale, Tampa, Orlando, Jacksonville, Palm Beach, Naples, Cape Coral, Fort Myers, St. Petersburg, Sarasota, Gainesville, Tallahassee, Port St. Lucie, and every community in between.
Florida law requires your insurer to acknowledge your claim within 14 days and make a coverage decision within 90 days. Most of our cases resolve within 60–120 days. We monitor every deadline and hold insurers accountable — delays are not tolerated.
Don't Leave Money on the Table.
Every day you wait is a day the insurance company is counting on you to accept less. Get your free claim review today — it takes 30 seconds and costs you nothing.